Rising costs around the world are making life harder for everyone. From groceries to energy bills, everything has gone up in price. For example, Australia’s CPI (Consumer Price Inflation) recently rose by 7%, with the most notable rises taking place across housing, electricity, and food. As a result, many people are scared and don’t know what to do — but this guide is here to help you.
In 2023, there are lots of helpful things that you can do to ease the impact of the cost-of-living crisis. This will enable you to live more comfortably and go about your daily life as you normally would. After all, that’s what you want, right?
Read carefully through these top 5 tips to survive the cost-of-living crisis and use them if the tips are relevant to your current situation. Good luck!
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Get a Fast Loan
At the moment, countless people are using fast loans to help them with the cost of living.
The way this work is simple: you apply for an easy cash loan online and then pay it back in installments over time. You’ll need to select how much money you need (e.g., $1000) and how long you want the loan for (e.g., 12 months). This is a great strategy if you’re someone who’s currently struggling with bills or the cost of essential daily items, such as food.
Remember, you must be above 18 to get one of these loans.
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Use the Heating Less
Another excellent way to survive the cost-of-living crisis is by using the heating less.
Winter has come to an end. Naturally, this means you’ll have your heating turned on less anyway. However, depending on which part of the world you live in, you might still need to use it during the day or at night. If so, try to reduce how often you turn your heating on.
Keeping warm is one of the biggest energy drains and can lead to hefty bills, which is why it’s recommended that you do this. Plus, there are lots of ways to keep warm without the heating, such as:
- Wearing neck warmers
- Using more blankets
- Humidifying the air with oil diffusers
Also, it might be a good idea for you to switch to a cheaper energy provider if this is possible. If you’re currently tied to an energy tariff, though, this might require an exit fee.
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Download a Budgeting App to your Smartphone
On your Android or iPhone, head to the app store and download one of these budgeting apps. You’ll be able to get plenty of tips and notifications throughout the day which will help you to cut down on costs and live a more efficient lifestyle.
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Cancel Subscriptions
If you’re someone with a lot of media subscriptions that you don’t necessarily need, it’s time to cancel some of them.
For example, are you subscribed to Netflix but never watch it? If so, cancel Netflix so that you can save more money every month. The same applies to other media subscription services, such as Spotify and Disney+.
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Check Out Voucher and Discount Websites
The internet is jam-packed with helpful voucher and discount websites that anyone can use for free. Here, new vouchers and discount codes are added daily so that you can save tons of money on the things that you like to buy. It’s a no-brainer.